Que es un sobregiro, o overdraft?

 

Que es un sobregiro, o overdraft?

Un sobregiro es cuando alguien retira más dinero que el balance en su cuenta; básicamente cuándo los retiros exceden los depósitos y el saldo de cuenta es cero. Muchos bancos ofrecen protección para el sobregiro, que significa que el banco le prestará dinero en caso de que usted retire más fondos que usted tenga disponible, para asegurar que sus cheques no reboten.


 


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