Que es un cheque sin fondos (o un bad check)?

 

Que es un cheque devuelto (o un bad check)?

Un cheque sin fondos es un cheque que no tiene suficientes fondos para cubrir el monto del cheque. Si yo escribo un cheque por $500 y sólo tengo $300 en mi cuenta, yo sé que este cheque va a brincar, porque no hay suficiente dinero en la cuenta. Escribiendo cheques sin fondo es un crimen, así que este seguro chequear su balance con regularidad para que sepa cuánto dinero hay en la cuenta, y no gaste más de su límite.


 

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