Que es un cheque de caja, o cashier’s check?

 

Que es un cheque de caja, o cashier's check?

Un cheque bancario es un cheque que tiene un valor nominal específicamente rerservado por el banco para cubrir ese cheque. El banco recibe los fondos para el cheque y garantía al recipiente que esos fondos estarán disponibles cuando el cheque es cambiado. Diferente de un cheque regular, el cheque bancario no puede brincar. Para conseguir un cheque bancario, usted tendrá que ir a su banco con la cantidad de dinero para el cheque (o usted puede utilizar el dinero ya en su cuenta). El banco entonces escribe un cheque específicamente para esa cantidad.



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