Que es un certificado de deposito grande (jumbo CD)?

 

Que es un certificado de deposito grande (jumbo CD)?

Un Certifcado de deposito grande es un certificado de depósito con un valor nominal de $100,000 o más. Con la excepción del valor nominal, un certificado de deposito grande es igual a un CD regular y funciona en la misma manera. Los CDs grandes tienen un vencimiento fijo.  Los CDs grandes pagan una tasa de interés baja porque ellos tienen poco riesgo (pero generalmente pagan un interés más alto que un mercado monetario o T-Bill). Los CDs grandes son reservados para inversionistas grandes como las pensiones, que necesitan colocar su dinero en una inversión estable en el corto plazo. Si usted esta interesado en comprar un CD grande, contacta a su banco o a su corredor, y ellos le podrán ayudar.


 


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